Personal Lins



  • Renters


A form of property insurance that provides coverage for a policy holder’s belongings and liability within a rental property. Renter’s insurance applies to persons renting or subletting a single family home, apartment, duplex, condo, studio, loft or townhome.


  • Home


Homeowners insurance is a form of property insurancedesigned to protect an individual’s home against damages to the house itself, or to possessions in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.


  • Condominium ( Master policy)


Condominium Insurance (HO-6) Condominium Insurance (HO-6) HO-6 condominium insurance covers the interior walls, fixtures, and personal property inside a condominium. Condominium. … , which covers common areas — such as the roof, hallways, and elevator — that are jointly owned by condo owners.


  • Townhouse ( Condo)


A condo or townhouse policy also covers the personal possessions of the owner in the event of a loss. Personal property coverage, however, is usually covered on a ‘broad’ form or a named peril basis, which means that the policy will only cover for losses that specifically mentioned in the policy.