Commercial Products:
- General liability, contractor’s liability, or professional liability (errors and omissions)
Commercial General Liability (CGL)’ A type of insurance policy that provides coverage to a business for bodily injury, personal injury, and property damage caused by the business’ operations, products, or injury that occurs on the business’ premises.
- Commercial property insurance
commercial property policy. An insurance policy for businesses and other organizations that insures against damage to their buildings and contents due to a covered cause of loss, such as a fire. The policy may also cover loss of income or increase in expenses that results from the property damage
- Commercial vehicle or commercial truck insurance
As a business owner, you need to prepare for every situation. Insuring your vehicle or fleet with commercial vehicle insurance coverage is a smart way to protect your company in case of accident. Coverage options for commercial vehicles are flexible, and can be customized to fit your business’s needs.
- Contractors and builder’s risk coverage
Builder’s risk insurance is “coverage that protects a person’s or organization’s insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause
- Inland marine coverage
Property insurance for property in transit over land, certain types of moveable property, instrumentalities of transportation (such as bridges, roads, and piers, instrumentalities of communication (such as television and radio towers), and legal liability exposures of bailees.
- Business interruption insurance
Business interruption insurance (also known as business income insurance) is a type of insurance that covers the loss of income that a business suffers after a disaster. The income loss covered may be due to disaster-related closing of the business facility or due to the rebuilding process after a disaster.
- Landlord insurance
Landlords‘ insurance is an insurance policy that covers a property owner from financial losses connected with rental properties. The policy covers the building, with the option of insuring any contents that belong to the landlord that are inside.
- Workers compensation
Workers‘ compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue his or her employer for the tort of negligence.
- Business owner policy
Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. (They also sell coverages separately.) One package purchased by small and mid-sized businessesis the businessowners policy (BOP).